How to Play Monopoly Live

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Created by Evolution Gaming, Monopoly Live is one of the most popular live casino games that exist today and it’s available at almost every online casino in India. It’s a lucky wheel game that is highly entertaining, action-packed and offers the chance of winning several thousand times your original stake – up to ₹500 lakh at the very most. 

While the game itself is very amusing, the sugar on the top is a talkative game host that is there to up the fun factor, as well as the possibility of interacting with other players through a chat. Now let’s get straight to the point and teach you how to play Monopoly Live! To make this guide as user friendly and educational as possible, we have divided it into the following segments:

Table of content
Do you want to play Monopoly live?

How to Play Monopoly Live in 9 Short Steps

Below is a quick way of learning how Monopoly Live is played. If you want the full game guide you will find this right after. 

Complete How to Guide of Playing Monopoly Live

Monopoly Live is a simple game with a very amusing twist. It’s centered on a money wheel that consists of 7 different types of positions – 54 in total. When bet on, these positions can earn you cash prizes and trigger a bonus game. They can also boost all of your potential winnings by adding a multiplier to them.  

Here are the different types of wheel positions and the quantity of them as well as an image of the wheel:

Wheel Positions Quantity of Positions
Number 1 22
Number 2 15
Number 5 7
Number 10 4
2 rolls 3
4 rolls 1
Chance 2

monopoly live wheel

The Goal of the Game

When playing Monopoly Live the goal of the game is simply to have the money wheel stop at any of the positions that you have placed a bet on. This is how you win. With that being said, there’s a lot more depth to it. 

The true goal of the game is to trigger a bonus that is played very similarly to a famous board game known as Monopoly. This is where the big money is to be found. However, it doesn’t stop here. 

The very ultimate goal of Monopoly Live is having the wheel stop at a chance position that can add a win multiplierA win multiplier is a term that describes a bonus mechanic in casino games. It means that your payouts will be boosted by a certain coefficient such as 10 times (x10) or 50 times (x50). to your payouts and then after that trigger the bonus game. This is where wealth comes in abundance.

Payouts and Betting Options

As explained and illustrated above, there are seven different positions on the money wheel of Monopoly Live. You are able to place a bet on all of these except one – the chance card position.

the betting bar in Monopoly live
This is how the bet panel looks like in Monopoly Live (marked in red)

When bet on, the numbers will pay you a cash prize of 1, 2, 5 or 10 times your stake depending on the number, while the rolls will trigger a board game bonus with either 2 or 4 dice rolls. 

Here are all of the wheel positions listed with minimum and maximum bet, as well as payouts:

Bet Options Minimum Bet Maximum Bet Payout
Number 1 10 5 lakh 1:1 (2 times your bet)
Number 2 10 5 lakh 2:1 (3 times your bet)
Number 5 10 4 lakh 5:1 (6 times your bet)
Number 10 10 2 lakh 10:1 (11 times your bet)
2 rolls 10 1 lakh Bonus (up to ₹500 lakh)
4 rolls 10 50,000.00 Bonus (up to ₹500 lakh)
Chance N/A N/A Multiplier or Cash Prize

As you can see, it is not possible to bet on chance, but this is a bonus position. Let’s elaborate on that by heading over to the bonus features of Monopoly Live.

Bonus Features in Monopoly Live

Now we’ve come to the reason why many Indian online casino enthusiasts play Monopoly Live – the bonuses. There are two of them in the game; chance cards and a board game bonus.

The Chance Cards

This feature is triggered whenever the money wheel stops on any of its two chance card positions. When this occurs a chance card will be drawn and one of the following two things will happen:

  1. A small cash prize will be awarded to you
  2. A multiplier of up to x10 will be revealed
chance 10x
Image is showing the best multiplier chance card
chance cash prize
Image is showing a cash prize based on total stakes

The multiplier is what you want. This will lock all of the stakes that you have placed on the bet panel and then the wheel will spin again with all payout values being boosted. The below table is an example of how it can look like:

Bet Options Original Payout X5 Multiplier X10 Multiplier
Number 1 1:1 5:1 10:1
Number 2 2:1 10:1 20:1
Number 5 5:1 25:1 50:1
Number 10 10:1 50:1 100:1

As you can see, this multiplier is very valuable. If you get the x10 you suddenly have a chance of winning 101 times your stake if you’ve placed a bet on number 10. But it gets better.

The multipliers can multiply with each other. What does this mean? It means that if a spin that granted a x10 multiplier is followed by another stop at a chance card that grants a x10 multiplier, the spin after that will now be multiplied by 100!

But we’re not finished yet. The multiplier will also boost all payouts that are made from the board game bonus of Monopoly Live. Why is that so great? Let’s answer that by checking out the bonus! 

The Board Game Bonus

There are two nearly identical versions of the board game bonus in Monopoly Live. One that is played with 2 dice rolls, which is triggered by the money wheel stopping on 2 rolls and one that is played with 4. This is triggered by the money wheel stopping on 4 rolls.   

Unlike the chance cards that come as an extra feature, the board game bonus can only be taken part of if you have placed a bet on the bonus position that the wheel stops on. This particular stake is what the bonus will be played with.

Monopoly live bonus table
Image is showing part of the board game bonus in Monopoly Live

When playing the board game bonus of Monopoly Live you will roll dices to move around a Monopoly board. You will either start with 2 or 4 depending on which bonus is triggered. If you roll doubles you get to roll again. 

There are a total of 40 different positions that you can land on. The majority of them will grant you cash prizes based on your stake, but there are also bad positions that will remove some of your winnings (only winnings earned in the actual bonus) and send you to jail.

Here’s a more thorough explanation of all the different board game positions:

Board Position Quantity Reward / Punishment More Info
Property 22 Cash prize based on stake 1x to more than 10,000x
Utility 2 Cash prize based on stake 1x to more than 10,000x
Railway 4 Cash prize based on stake 1x to more than 10,000x
Got to Jail 1 You’ll be moved to Jail Have to roll doubles to get out
Visiting Jail 1 Nothing happens
Free parking 1 Nothing happens
Chance Card 3 Cash prize based on stake or pay a fee Up to 10x
Community Chest 3 Cash prize based on stake or pay a fee Up to 10x
Income Tax 1 Pay a fee Bonus winnings reduced by 10%
Super Tax 1 Pay a fee Bonus winnings reduced by 20%
Go (passing Go) 1 All cash prizes are doubled Applies to new cash prizes only

All properties, utilities and railways originally have a payout value of 1 – 100 times your stake. The further away they are from the start, the more they pay. 

However, in the beginning of the bonus houses and hotels will be randomly built on properties which can boost these values with up to 5 times as much (and occasionally even slightly more). 

If you manage to make a full lap of the board and pass go (which is the starting position) all payout values will be further increased as they are doubled. 

On top of this, any chance card multiplier that was hit before the bonus will also boost all payout values by this coefficient. 

All of this makes it possible for really big winnings to occur in the bonus, which is illustrated by the below image:

Monopoly live big win
image shows a board game bonus that started with a 30x multiplier from a chance card

The RTP and Volatility in Monopoly Live

If you’re familiar with RTPRTP is a value that all casino games have. It shows you how much you are expected to win in the long run. A game with a 96% RTP is for instance expected to return ₹96 for every ₹100 staked. you know that this value is important for your long term chances of winning, while volatilityVolatility is best described as risk versus reward. High volatility often means difficult to win, but you can win huge amounts. Low volatility usually means easy to win, but you won’t win as much. is a measure of risk versus reward.

In Monopoly Live the RTP varies a lot between different bet options – from 91.30% to 96.23%. We have illustrated this below along with volatility levels and the probability of hitting a certain position.

Bet Options Chance of Hitting RTP Volatility
Number 1 40.7% 92.88% Very low
Number 2 27.8% 96.23% Low
Number 5 13% 91.30% Low
Number 10 7.4% 96.02% Medium
2 rolls 5.6% 93.90% High
4 rolls 1.8% 93.67% High
Chance 3.7% N/A N/A

As you can see, betting on number 2 and 10 is what will give you the best chances of winning in the long run. The bonus positions are a bit behind, but you probably want to bet on these anyway as they are the point of the game and hold the best payout potential by far.

Number 1 and 5 are considered to be very bad by many live casino players in India and we agree. They are basically the same as number 2 and 10 but with a significantly lower RTP. They do, however, hold value to some players, which we will elaborate on shortly when taking a look at game strategies.  

Before doing this, we want to highlight the fact that the board game bonus is quite volatile. If you bet on both 2 rolls and 4 rolls you will trigger the bonus in about 1 in 13 game rounds. This isn’t that bad. However, to compensate for the massive potential that the bonuses have, many of them actually don’t pay more than 10 times your stake. But when they do pay… oh boy, it can get crazy!

Three Different Game Strategies

Because of volatility levels and RTP varying quite a lot in Monopoly Live, a couple of different strategies have emerged that speak to different kinds of players. We have listed the three most common ones below:  

Strategy 1: Bet on 2, 10, 2 Rolls and 4 Rolls (the Average Joe Strategy)

This is the most popular strategy that Indians and live casino players all over the world use. It maximizes the game’s RTP while still keeping the huge potential from the board game bonus. It’s a bit volatile, but since the 2 is included, which you will win on very often, it’s not that bad. Here’s an example of how it can look like:

– Bet ₹30 on number 2 (pays ₹90 if you win)
– Bet ₹10 on number 10 (pays ₹110 if you win)
– Bet ₹20 on 2 roll bonus
– Bet ₹20 on 4 roll bonus

In this example you’re betting a total of ₹80. If number 2 or 10 hits you will always make a profit and you’re also likely to do so if you land the bonus game.

Strategy 2: Bet on Everything (the Chance Card Strategy)

Betting on everything is a strategy that heavily relies on hitting the chance card or bonus game. It’s impossible to place your bets on the numbers in a way that you’ll win from all of them. One or several of them will always result in a loss. 

It may sound like a terrible strategy and we honestly don’t think it’s great as the RTP is the lowest of them all. However, when the multiplier of the chance card hits you will be guaranteed to benefit from it, which you wouldn’t with any of the other two strategies. This is its strength.  

Strategy 3: Bet Only on 2 Rolls and 4 Rolls (the Lady Luck Strategy)

This strategy is obviously very volatile as the only way that you can profit from it is through the bonus game. The numbers mean nothing and the chance cards will rarely benefit you much. So why use it? 

Simply because you can dedicate more of your bankroll into the bonus. If you get lucky and hit the bonus this is how you’re able to win the most (provided that you actually bet more on the bonus than you would using the other two strategies). The RTP is also decent. 

The Interface and Live Experience of the Game

Monopoly live interface
Image explains some of the interface that you’ll encounter in the game

Playing Monopoly Live there is a bit more to it than just the strategies, the money wheel and the bonus features. It’s a live casino game that offers an experience that is shared with other Indian players and online gamblers all around the world. 

If you would like to, you are able to socialize with other players through a chat and also with the game host that is initiating each and every wheel spin. Chosen by Evolution Gaming – the creator of Monopoly Live – the game hosts are very energetic and quick to reply to messages that are sent in the chat. They really put an effort into entertaining players. 

A neat feature that you’ll experience whenever you play Monopoly Live is also that you’re able to see how much each and every player has won on every game round. You may think that it doesn’t matter and it really doesn’t, but along with the chat it gives that added sense of the game being a social one that is played together with other people.  

How is Monopoly Live Played on Mobile Devices?

It works the exact same way as on desktop computers and laptops. The only difference is that the interface looks a bit different and that the quality of the stream isn’t as good. Other than that everything is identical. Check out the below images!

monopoly live betting phase from mobile
Mobile view of the game
mobile side menu in monopoly live
Mobile view showing menu

Indian Online Casinos to Play Monopoly Live At

Below is a list of safe and legitimately licensed online casinos that accept Indian residents and offer the game of Monopoly in their live casino. These gambling operators have all been thoroughly tested, rated and reviewed by us here at GamblingBaba. They are top sites that allow for smooth deposits and withdrawals using Indian Rupees.

3 bonuses up to


Deposit and play with



SAVE 25%

Deposit and play with


100% bonus up to



What is the best strategy to use in Monopoly Live? 

The best strategy is to bet on number 2 and number 10, as well as 2 rolls and 4 rolls. By doing so you will play with the highest possible RTP while also being able to win from the board game bonus, which is the big highlight of Monopoly Live.